I agree with you 100%, with a small caveat, that it is an individual choice and preference to choose between a shitty job and homelessness. The streets can be hard, and getting back into a house is almost impossibly hard for so many people.

It is a shitty system by design. no good outcomes and arguing about which shitty outcome is less shitty is a waste of time. I really hope you are housed and have a good job.