I think its actually that most people generally don’t really understand most things beyond the minimal level necessary to get by. Now that the tech industry isn’t just a bunch of nerds you’re increasingly more likely to encounter people who are temperamentally disinclined to seek understanding of those details.

You’re thinking of hyperinflation. If that happens in the US you can have your wheelbarrow of dollars. Inflation makes money worth less, hyperinflation makes money worthless.