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Joined 3 years ago
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Cake day: June 16th, 2023

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  • In this scenario, you have a number of these AI companies contributing to the hoarding having their equipment handled through ‘asset recovery’, which means that at least companies that can drive 15kw to a system and water cooling will probably get them on the cheap and run it on their premise, or in a colo. Maybe some of those parts will trickle down, but admittedly a good chunk of the stuff is hard to accommodate in a residential setting.

    Longer term, the hardware becomes obtainable as supply chains re-calibrate back to identcal or more close solutions. Ten years ago, a datacenter GPU was likely to be same hardware as consumer, but with a different thermal solution, firmware, and the video ports unpopulated. The AI rush has made them shift to exotic packaging so they can have absurdly unreasonable wattage in small places that doesn’t work in home settings. I anticipate a swing back that way eventually.







  • I am not sure. They have other businesses but not sure those other businesses are able to sustain the obligations that nVidia has committed to in this round. They are juggling more money than their pre-AI boom market cap by a wide margin, so if the bubble pops, unclear how big a bag nVidia will be left holding and if the rest of their business can survive it. Guess they might go bankrupt and come out of it eventually to continue business as usual after having financial obligations wiped away…

    Also, they have somewhat tarnished their reputation with going all in on the dataenter equipment to, seemingly here, abandoning the consumer market to make more capacity for the datacenters. So if AMD ever had an opportunity to maybe cash in, well, here it might be… Except they also dream of being a big datacenter player, but weaker demand may leave them with leftover capacity…



  • In the retirement account front, just checked and for the past year it hit 19%, over the last 10 years, it’s been 15% a year. Generally those are biased toward stock and move to more conservative close to retirement. I think that’s generally the balance being considered, at least if you have any retirement account, it’s probably larger than any other account in short order.

    For “savings” account recently 4% has been available, but less so now as the central bank turns down interest rates to favor borrowers again. But I don’t think they are limiting to strict savings accounts here. I think money put into an index fund or bonds or CDs would absolutely count.


  • While I think, technically, strictly correct, the big question wild be how much they could realistically “save”, and in such a hypothetical, would it really be significantly more encouraging results.

    Our, realistically speaking we are generally already looking at that reality, with people putting aside a relative pittance but still feeling that they live paycheck to paycheck, largely ignoring anything that goes toward retirement.

    I get it, I’ve had relatives buy stupid expensive pickups or muscle cars with obscene payment plans while barely keeping their heads above water, but even the more careful ones barely scrape by.