I believe what dukeofdummies is saying, is that people with a financial cushion have fewer obstacles to acting on ethical principle, whereas your average person living pay check to pay check will be more cautious about whistleblowing because the consequences (loss of employment, vexatious lawsuits, blacklisting) will be felt more severely. Moreso if they have a family to support.
I consider myself to be ethical, but i live in a wage economy. If i see behaviour which needs to be reported, but i believe that the organisation/society will punish me for speaking out, i will wait until I’ve secured an alternative livelihood or am relatively safer before blowing the whistle.
Skip Bayless? Surely not. /s