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Joined 2 years ago
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Cake day: June 13th, 2023

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  • Do you have any specific examples?

    From working in both municipal infrastructure and residential building science, I’ve found residential design and construction is really the wild west. There is a lack of simple building science knowledge, and there are even examples in code that go against best practice (like polyethylene vapor barrier on the interior of basement walls).

    I’d prefer to see money go towards education of the industry so that comfortable, durable, resilient, and efficient homes are what is being built.

    BC has figured it out, and a well built home with energy performance 70% better than code baseline can be only 10% more cost. An amount quickly recovered in energy savings.










  • It’s the same thing with your personal finances. All the financial salespeople advisors will tell you to buy actively managed funds because they get paid more can beat the market.

    I fired my first advisor after learning about passive investing and she literally said, “you can’t beat the market if you are the market.” I resisted the urge to request a guarantee that that would happen, but I did track the difference between my actual investments and if I stayed with an actively managed fund with similar holdings. Unsurprisingly, I’m tens of thousands richer today than I would’ve been.

    If the market is up or down, fund managers are still going to take their 2.whatever% cut. I much prefer the 0.2% I pay.