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Joined 2 years ago
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Cake day: August 16th, 2023

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  • Before going homeless, there will be a massive uptick in reverse mortgages. Remember that most retirees were able to buy houses back when they were super cheap. A reverse mortgage gives them income while effectively selling the equity in their home. As is often the case, they will be screwing over their kids and grandkids. There won’t even be a house (owned) to inherit upon their death.

    The executor will be forced to sell the house to pay off the reverse mortgage, often at a discount, to exactly the types you describe.



  • I won’t speak to how the UK does things, but in the US this would make for an easier criminal charge.

    It can be difficult to prove that someone stole (or is about to steal) a car, or broke in to steal the contents. This is especially true if they weren’t apprehended in or with the vehicle itself. But if they are arrested on suspicion, and one of these devices is found on them, they can very easily be prosecuted for possession of criminal tools. It’s similar to how we normies can’t legally own a lockpicking kit unless we’re locksmiths.













  • I’ve found it to have extremely limited value, but not zero. It’s been useful as a shortcut for things I can already do myself. For instance, I can easily get syntax for a param block, or build a window form. Could I do it myself? Absolutely, and pretty easily. And I can recognize when it’s right vs wrong. But it’s marginally faster to have copilot do it instead of digging up the documentation.

    It’s more like a party trick than a trillion dollar revolution. The $20/month for a full time dev is probably around the break even point for the labor savings. It’s not going to save THAT much time.