

OK, so what is a VPN?
A Virtual Private Network is a virtual network that lives on top of a physical network. In the case of the Internet, basically what happens is that your network traffic goes into the VPN on one side and comes out of the VPN provider’s network somewhere else, rather than out of your ISP’s network. All this really does is move any privacy concerns from your ISP to your VPN, which may or may not protect you from any legal inquiries.
For a more thorough explanation look here: https://www.howtogeek.com/133680/htg-explains-what-is-a-vpn/
Is it possible to use torrent without a VPN?
Certainly, however your torrent traffic will be visible to and inspectable by your ISP. If a copyright holder chooses to, they may sue your ISP for the personal information of the person whose IP address matches the illegal traffic that they found. After they have your personal information they can prosecute you directly. A VPN might shield against this by changing the apparent IP address associated with your torrent traffic, but then you are at the mercy of the VPN provider and the government of whichever country they operate in.
It should be noted that if you are not paying the bill for the Internet, and you use it for illegal activity, then the person you are putting at risk is the person who pays the bill. It’s their name attached to the ISP records.
If you are caught, or if they just don’t like torrent traffic on their network, the ISP may decide that you are simply too much trouble and it’s not worth keeping you as a customer, and just cut off your service (for your whole house).
Again?