That’s not exactly true. You can pay through an existing credit card via Pix (it doesn’t have to be Visa or MasterCard), or pay in instalments via pre-approved credit with the bank.

https://lemmy.world/comment/21809492

The Debian installer rescue mode can make it a lot easier by dropping you on a terminal chrooted to your root filesystem with all other mounts already in place.

It will be CLI only but anyone who’s comfortable with a shell should have a much better time there than on a live distro.

Founding member of company that stands to make fortunes through a product endorses said product.